# Cash

## Using the Wallet

Once your wallet is funded, you're ready to explore all the features Newmoney has to offer! You can send cash, purchase or swap crypto, and even invest in your favorite tokens. The first step is connecting with your friends, family, and favorite apps.

*Be sure to review* [*How to Add Cash* ](https://docs.newmoney.ai/using-the-app/funding-the-wallet)*before exploring the rest of your wallet*

## **Sending and Receiving Cash**

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With Newmoney, you can send cash to anyone in the world using their username, email, wallet address, or phone number. Here's how:

1️⃣ **Enter Recipient Information:**\
Provide a username, email, wallet address, or phone number to identify the recipient.

2️⃣ **Choose the Amount:**\
Specify the amount of cash you want to send.

3️⃣ **Review and Send:**\
Verify the details, then press **Send**.

4️⃣ **Authenticate (if needed):**\
For large amounts, you’ll be asked to authenticate using your pre-established security method.

{% hint style="info" %}
💡 **Not a Newmoney user yet?**\
No worries! Sending or requesting cash acts as an invitation to join Newmoney. Plus, you’ll earn referral credit when they sign up!
{% endhint %}

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