# Today

**Closed Beta** 

*Q4 2024*

* [x] **Web app**, a familiar way to manage your account and finances
* [x] **Newton**, your AI financial assistant
* [x] **SMS integration**, a means to reach users from all regions and walks of life
* [x] **KYC on and off ramping**, a complete bankless solution to your financial needs

Select participants have the opportunity to test the existing potential of their AI companion, Newton. By providing valuable feedback, our users will help to prepare the future of AI-driven actions through their initial usage.

<figure><img src="/files/q4T9GFg1KZfm50Tm4eJL" alt=""><figcaption></figcaption></figure>

Early participants will earn exclusive referral codes that supercharge their earnings and pave the way to an extended network of Newmoney users.&#x20;


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